Emergency loans for rent, or any loans for that matter, are only a wise move if they are going to actually help you- and I do not just mean for this second. Yes, you need the immediate relief of keeping your home but not at the expense of being in a worse financial state next month. If you get a loan now but will not be able to pay the payment or your rent the next month, you will be in a worse situation because you probably will not have another loan to fall back on.