“Fly now, Pay Later”
You have weighed the options and you decide that vacation loan financing is a good idea. However, you specifically want to finance your flight. Now what? If you want to finance the flight, there are many apps available that help you fly now and pay later.
Affirm offers installment loans at the point of purchase. When you use Expedia or Cheap Air to book flights, you can choose Affirm as a payment option. They do a soft hit to your credit. When you spend over $100, you receive 3, 6, or 12 months to pay back the money. Affirm does not charge a fee. They do charge interest on your purchase. They do not check your credit.
Airfordable allows you to look for your flight. Just take a screenshot of the flight you want and upload it to Airfordable’s site. Then pay a deposit. You will get your ticket after you make all the payments to Airfordable. You end up paying for your ticket before you can use it. They have plans allowing for up to 3 months to pay. If you default, the ticket is canceled.
You do not get your deposit, but you get all other payments refunded. They have a one time service fee and your flight must be more than $200. The service fee may be 10 to 20 percent of the ticket depending on ticket price, date, and demand.
Bliss is a new site. You book your flight and make monthly payments. You have as much as 12 months to repay. Your interest rate is based on your credit. They do not charge any fees. They do charge interest on the amount of the flight.