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Repair Financing made simple.

It's an unfortunate fact of life that many things in your home and car will break down – often at the worst possible time. While repairing things is a more economical option than replacing them with something new, repair costs are still a big expense. Crucial repairs need to be done right away, whether or not you have the money saved up to pay for them.

A repair loan may help you make necessary repairs even if you don't have the cash on hand. Affordable repayment plans let you spread out the cost over time.

how it works

Reasons for Repair Loans

Home Repair Loans

Whether you need to hire a plumber to fix a leak in your kitchen sink, or whether you need someone to patch your roof, home repairs, both big and small, can put an unexpected strain on your budget. Home repair loans may help make those necessary repairs more affordable.

Auto Repair Loans

Many car repair expenses are not covered by insurance. If your car is damaged or parts are worn out, you need to get it fixed right away, even if you don't have the money on hand. An auto repair loan may help get you back on the road.

Below619fico scorePoor Credit Loans

What do you do when you have to pay for a repair but don't have good credit? You may not need a great credit score to get a personal repair loan. There are lenders who are glad to provide repair loans to people who don't have the best credit history.

Above660fico scoreExcellent Credit Loans

Shopping for a repair loan may be easy when you have excellent credit. Lenders may be eager to work with you because of your credit rating.

HVAC Loans

When something goes wrong with the heating, cooling, and ventilation systems in your home, your comfort – and in some cases, your health – depends on making prompt repairs. If you don't have the money to pay for the repairs, consider shopping for an HVAC loan.

Motorcycle, Boat and RV Repair Loans

When your motorcycle, boat, or RV needs a repair, it's best to take care of it as soon as possible. Repair loans may help you do that while staying within your budget.

Pool, Landscape and Other Outdoor Repair Loans

Unfortunately, things don't break down only inside your home. The outdoor areas of your living space may also need repair, adding to your expenses. Shop for a personal repair loan for the money you need to keep your outdoor areas in good shape.

Other Real Estate Repair Loans

If you own a second home, rental property, or a building for your small business, you have to keep up with the repair bills as they arise. Shop for a repair loan to help keep all of your property in good repair.

Linking Your Life and Your Loan

How Do You Pay for Repairs When You Don't Have an Emergency Fund?

If you haven't saved up enough money to pay for home or auto repairs, you are not alone. Many people do not have the cash on hand to pay for unexpected expenses. But putting off repairs can make things worse, turning a small repair problem into a larger one. One option is to shop for a repair loan, so you can get the repair done right away and pay for it over time.

What is a Repair Loan?

A repair loan is a type of personal loan. It is unsecured, which means you don't have to put your car or house at risk in order to get the funds to repair them. You can shop for a personal loan online, and the process may be quicker and easier than you think.

How Can I Find a Lender for a Repair Loan?

Here at, we provide a referral service that matches people who want repair loans with lenders who want to provide them. We use the latest technology to make the whole process easy and fast. Just press a few buttons, fill out a short form, and our sophisticated search engine will look for a match. We know you are busy, so we make it simple to shop for a loan.