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A Lesson on Federal Student Loans vs. Private Loans

When it comes to covering the ever-increasing costs of college, it can get a bit confusing. There are several options to help with the expenses, the most common being federal student loans and private student loans. There are advantages and disadvantages to each of these choices, so how does one know which route to go? ...
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How to Start a Business Without Going Into Debt

Starting a business and being self-employed is a great way to enjoy greater freedom and independence. When you run your own business, you are your own boss. You’re also not financially dependent on another entity. However, it costs money to start a business. If you want to know how to start a business, you need a way ...
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How to Get A Personal Loan in Texas with Bad Credit?

Everyone needs a personal loan in Texas at one time or another. Emergencies arise, and projects become feasible, or someone in the family becomes ill and needs financial support. Sometimes family members or close friends need bail money.  It happens to the best of us. However, it can be challenging getting the funds you need ...
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Important Mortgage Documents You’ll Need to Sign

Buying a new house is an incredibly exciting time in your life. It can also be an incredibly stressful one. I am a firm believer in reducing stress by eliminating all the possible unknowns. I believe that buying a house is stressful (aside from a large amount of money you are spending) because few people ...
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How to Avoid Common Student Loan Scams

Student loan debt is extremely high and is a major topic of conversation. With financial topics like these, they tend to be the target of scammers. At least three out of five people have received a phone call from an illegitimate company that claims they are the solution to your higher education loan debt. Sadly, ...
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How Do Rent-to-Own Home Agreements Work?

For most people, getting married and buying a house are two of their main goals and dreams in life. While most people’s ideas of the perfect home and family are completely different, it is normal to want a home to call your own. Reaching your goals is not impossible, even if you are someone who ...
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How to Drive Away With A Car Loan After Chapter 7 Bankruptcy?

Chapter 7 bankruptcy is embarrassing. It feels horrible, you lose so many things important to you, and we’ve been culturally indoctrinated to treat it as some sort of massive “failure.” What’s almost worse is that it TAKES so long. The paperwork, the meetings, the reworking how you live your life – like you’ve committed a ...
The banker handed the pen for signing in loan document and agreement.

What Bad Credit Lenders Don’t Want You to Know?

If you have bad credit and you need something, you may have to seek assistance from bad credit lenders. Bad credit lenders are companies that will issue loans to people who have sub-par credit scores. These lenders issue auto loans for bad credit, personal loans, and other products that consumers need to get by. You ...