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Credit Score

Category: Credit Score

The banker handed the pen for signing in loan document and agreement.

What Bad Credit Lenders Don’t Want You to Know?

If you have bad credit and you need something, you may have to seek assistance from bad credit lenders. Bad credit lenders are companies that will issue loans to people who have sub-par credit scores. These lenders issue auto loans for bad credit, personal loans, and other products that consumers need to get by. You ...

Does a Debt Consolidation Loan Hurt Your Credit Score?

If you are considering debt consolidation using a loan then you need to consider the question of does a debt consolidation loan hurt your credit score? Debt consolidation can be a good way to help you manage your debt and can make it easier to pay down the debt process. Depending on how you go through the ...
The Five C's of Credit

Your A+ Guide to the Five C’s of Credit

There have been a couple of times in my life that loan approvals and rejections have utterly shocked me. I have seen some people with really low credit scores get approved, and some with really high ones get rejected. It seemed so twisted, especially since I grew up hearing that your credit score was the ...
Establish Credit History

How to Establish Credit History When You Have No Credit History?

Young adults and students are often frustrated by the problem of having no credit. It seems unfair, but almost every business or service requires a good credit rating before you can purchase their goods or services. Up to a few years ago, the young and students had no recourse but to use Mom’s and Dad’s ...
How Does A Personal Loan Effect Your Credit?

How Does A Personal Loan Effect Your Credit?

There are several things you need to consider before you get any type of loan and this includes the impact the loan will have on your credit. However, the primary determinant for this aspect is your credit profile. Sometimes a personal loan can help improve your credit scores and credit, especially if your primary purpose ...

Personal Loans No Credit (Score Starter?)

How to Take a Personal Loan With No Credit at All Do you know what is worse than trying to get a loan when you have bad credit? Trying to get a loan when you have no credit at all. The credit bureaus like to call this a thin file. When I turned 18, I ...
How to Improve Your Credit Score Without Crying

How to Improve Your Credit Score Without Crying

You just got your credit report and you took a look at your credit score. If you are one of the lucky ones, it is good. For many, it is not so good. That’s OK, I know how it feels. You get a sinking feeling in the pit of your stomach that you should have ...

Does a Credit Builder Loan Really Work? Loan Up!

In case you weren’t aware, building your credit score is a necessary part of life in modern society. If you want to buy a car, a house, or some other significant purchase, then your credit must be in good shape. There are many ways to build credit and credit builder loan is on of those ...
What is the difference between hard and soft credit inquiry

What is the Difference Between Hard and Soft Credit Inquiry?

Having good credit opens many doors of opportunity. Having less than perfect credit can cause you to do things the hard way, such as paying cash for your necessities or having to jump through hoops to get things done. It helps to understand how credit works. When it comes to credit, you need to understand ...