Personal Finance Archives

Bill Consolidation Loan: Popular Choice

May 4, 2019July 15, 2019 Jaimie A

A bill consolidation loan as the name would suggest is the process of consolidating all your debts, and taking a loan to pay them off at once. Taking these loans has become a popular option for most people because you can pay off high-interest debt thereby saving you money in the long run. By helping ...

Debt Consolidation Loans for Bad Credit Explained

March 16, 2019July 12, 2019 DL M

Debt. Most of us try to avoid it. Many of us fear it. Still, at some point in our lives, it’s practically an inevitability that debt will darken our doorsteps. It’s a simple concept based on the idea of a person’s being in a state of having a negative amount of cash to their ...

Personal Finance

Your Ultimate Guide to Debt Settlement: Easy Button

March 10, 2019July 15, 2019 Kasey T

Sometimes, we find ourselves way over our head in debt. When our credit card debt accumulates to more than we can manage due to high-interest rates and annual fees, we find ourselves at that point struggling to stay afloat. Even if you are maintaining the minimum payments on your credit cards, it still appears as ...

Personal Finance

Everything About Debt Settlement You Were Afraid To Ask

March 9, 2019July 8, 2019 Brandy Woodfolk

Everything About Debt Settlement In the past few years, you have likely seen many commercials and advertisements for debt settlement companies. If you are in a lot of debt, their promises to help reduce or eliminate your debt probably made you want to call them up immediately. Take a breath before signing the dotted line. ...

Does a Credit Builder Loan Really Work? Loan Up!

March 8, 2019July 12, 2019 Jonathan H

In case you weren’t aware, building your credit score is a necessary part of life in modern society. If you want to buy a car, a house, or some other significant purchase, then your credit must be in good shape. There are many ways to build credit and credit builder loan is on of those ...

Downside of Personal Loans When Financing Anything

February 28, 2019April 20, 2019 Ethan Taub

When it comes to needing financial assistance, a personal loan may be your go to option. After all, you go to the bank, you request the money and, hopefully, you receive the amount of money you are in need of. Up front it sounds pretty straight forward, but in many ways it is anything but. ...

What is the Difference Between Hard and Soft Credit Inquiry?

February 26, 2019July 7, 2019 Ethan Taub

Having good credit opens many doors of opportunity. Having less than perfect credit can cause you to do things the hard way, such as paying cash for your necessities or having to jump through hoops to get things done. It helps to understand how credit works. When it comes to credit, you need to understand ...

How to Plan a Budget for Rent: Frugal Living

February 25, 2019July 7, 2019 Ethan Taub

A Budget For Rent When the time comes for you to venture out on your own and take on your own rent, you must first develop a budget that will totally cover your costs for rent. Worksheet to Plan A Budget For Rent There are free worksheets available to plan for a budget for rent. ...

Personal Finance

Setting up a Loan Agreement Between Friends and Family

February 22, 2019July 15, 2019 Kasey T

How Do You Ask Friends and Family for Money? If you have come across some unexpected bill or debt, you may find yourself in need of a loan from a friend or family member. Maybe you need help paying rent or a loan for medical bills. Sometimes when unexpected expenses arrive and you have no savings ...

What People Under 30 Know About Money

January 17, 2019July 12, 2019 Kelly R

What People Under 30 Know About Money People view money differently at each stage of their life. Learning how to manage it better sometimes comes with age. This is not always the case. There are also factors at play in how you were raised in figuring out money spending habits. When you come from parents ...

Category: Personal Finance