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Credit Cards

Category: Credit Cards

What Credit Score Do Credit Card Companies Require?

Deciding to apply for a credit card requires a proper thought process. It is not something that you rush into, and that is why you must take your time to get the right one for you.  There are very many options available in the market, all offering different benefits. Are credit cards based on credit ...

Credit Card Statistics That Will Shock You: Data 411

Choosing the right credit card is like choosing the right automobile, or your favorite restaurant. It won’t be the same for everybody, and what’s important to you often changes over time as well. Sometimes your circumstances evolve; sometimes your goals aren’t the same as they were before. Maybe you’d simply like to have several different ...

Avoid These 7 Common Credit Card Mistakes to Save Money

Credit cards enable consumers to make big purchases that they would not otherwise be able to afford, offer convenience by reducing the need to carry cash, have electronic records that make it easy to track spending and identify fraud and can be a simple solution in case of an emergency. Credit cards have also gained ...

Your Ultimate Guide to Credit Card Refinancing

We all have credit cards. Many of us use them, but we do not know the best way to do so. According to USA Today, Americans owe over $1 trillion dollars in credit card debt and that number continues to increase. USA Today states that about 40 percent of those who use credit cards are ...
Pros and Cons of Credit Cards

Pros and Cons of Credit Cards: Swipe?

As with almost everything in life, there are both pros and cons of credit cards. Nothing is quite perfect. The question is do the pros outweigh the con? I do not think that the answer will be the same for each person, as everyone has a different financial situation, different characteristics, different strengths and weaknesses. ...
Credit Card Basics Spelled Out: Credit 101

Credit Card Basics Spelled Out: Credit 101

“Money is a terrible master but an excellent servant.” ~ P.T. Barnum, entertainer and entrepreneur “The desire of gold is not for gold. It is for the means of freedom and benefit.” ~ Ralph Waldo Emerson, American author, speaker, and philosopher “The handy thing about credit cards is they’re a great way to pay off ...
Line of Credit vs. Credit Card

Line of Credit vs. Credit Card: Swipe Here or Draw?

When it comes to finances, there are so many terms and definitions that it is easy to get confused. Many of these terms sound similar, and the available definitions on Google often serve to only add to the confusion. Not everyone is a finance guru, so some of us appreciate much simpler definitions. After all, ...

Medical Credit Card: Swipe Here for Health

Sometimes you have medical costs spring up. You might apply for a medical credit card. You have probably seen applications for these at your doctor’s office or veterinary office when you took your cat or dog to the vet. A medical credit card is the similar product for humans. You have a few options when ...