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Category: Personal Loans

Personal Loans are a great option

Including a Personal Loan Payment in Your Budget

Most of us have considered taking out a personal loan for one reason or another. We may have a big expense to cover like a wedding, a new car, or even the birth of a child. The loan itself is usually not the point of concern for most people, however. Most people wonder how they will ...

What is a Secured Loan and Are You Secure?

In the last couple of months, my family has run into what seems like every financial roadblock possible. Though we work hard to keep our heads above water, there are times that there is nothing more that we can do to prevent some financial problems. More times than I care to count, we have found ...
How to Get Pre-qualified for a Personal Loan?

How to Get Pre-qualified for a Personal Loan?

Everyone comes to a point in their lives when he or she needs a loan. It is impossible to own things without having to borrow money in some way. That may be a mortgage for a house, a loan for a car, or credit cards. These are all basically loans. I know finances can be ...

What Factors Do Lenders Use for Personal Loans?

There comes a time in all of our lives when we need a personal loan. The reasons can vary from fixing a car repair and needing help with rent to unexpected medical expenses. Personal loans go by many different names, from a consumer loan to an unsecured loan and many other names. The different names and ...

Common Loan Definitions and Related Terms: Lending 101

The Merriam Webster dictionary defines a loan as a temporary lending of money to an individual or organization with an interest rate attached. Of course, while the dictionary makes it sound simple, loans are a little complicated. An Abridged Dictionary of Loan Terms and Definitions When you begin looking for a loan, you hear a ...

Short Term Loans When You Need It Most

A short-term loan provides you with emergency funding. You have experienced a catastrophic one-time event or a temporary hardship? The loan helps you get by until additional funds are available. Short term loans are offered by a variety of personal loan lenders with myriad requirements. They are an option when you need fast loans and ...
Default on a Personal Loan

What Does it Mean to Default on a Personal Loan?

Before we get into the the meaning of a default on a personal loan, let’s look at the numbers. It’s rare to find a business default on its loans, but in 2018 less than one percent did. Consumer loans or personal loans, on the other hand, is currently at a 3.63 percent default rate. The ...
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