A Guide to Purchase-Money Mortgage
You may have lost a lot of savings and credit-worthiness during the coronavirus pandemic. Perhaps your savings and credit score were on the low side even before the pandemic. Either way, purchase-money mortgages are largely utilized by potential home buyers who do not have enough money in the bank for a traditional down payment on [...]Read More
How to Get a Zero Interest Home Remodeling Loan
You’ve probably heard that necessity is the mother of invention. In some cases, it’s also the inspiration for solutions which seem so obvious in retrospect. But most of us would simply not have considered even a year ago: Some homeowners are looking to their backyards for additional space, adding customizable sheds to use […]Read More
A Leak Proof Guide on How to Finance a Roof Repair
You may remember this Beatles’ classic: I’m fixing a hole where the rain gets in and stops my mind from wandering where it will go… I’m filling the cracks that ran through the door and kept my mind from wandering where it will go… (“Fixing A Hole,” The Beatles) It’s so bouncy and positive (that’s […]Read More
Is Debt Consolidation Better than a Balance Transfer Card?
“We owe, we owe, but off to work we can’t go…” (I could never do the whistling right.) The debt game may be changing, thanks to the recent outbreak of Covid-19, the first coronavirus for which most of us have learned a specific name. Unemployment may skyrocket, and no one’s entirely sure what the economy […]Read More
Difference Between Debit Cards and Credit Cards Explained
At first glance, it may seem like a silly question. Debit cards allow you to, you know… debit stuff. Credit cards, on the other hand, offer you, um… credit. Yeah, it’s not such a silly question after all – especially if you’re trying to decide when to use which option. So we’re going to take […]Read More
Everything You Need to Know About Collateral Loans
You’re probably familiar with several types of collateral loans without being aware that’s what they’re called. If you’ve ever paid for a home over time or financed an automobile, you’ve probably used a collateral loan. In a typical mortgage, the home itself acts as security for the loan; if you don’t make your house payments, […]Read More
How to Drive Away With A Car Loan After Chapter 7 Bankruptcy?
Chapter 7 bankruptcy is embarrassing. It feels horrible, you lose so many things important to you, and we’ve been culturally indoctrinated to treat it as some sort of massive “failure.” What’s almost worse is that it TAKES so long. The paperwork, the meetings, the reworking how you live your life – like you’ve committed a […]Read More
How to Get A Loan to Repair Your Deck? Sit Here.
When Life Hands You Lemons… I don’t want to get too topical here. These articles are intended as easy-to-understand financial explanations, how-to guides, and references for anything related to your personal or small business finances. We’re timely, but not meant to be tied specifically to the news of the day. So, rather than address anything […]Read More
Your Educational Guide On How to Pay for College
So you’re thinking about going to school – or going BACK to school – or helping someone you love to go to school. Whether it’s you, your partner, or one of your kids, it’s always exciting to think about the possibilities of post-secondary education. Sometimes that means living on campus and taking on the full […]Read More
How To Finance A Mobile Home: Park or Drive Here
The RV industry is growing, despite complicated economic times. From Trade Only (March 1st, 2020): The recreational vehicle industry broke records both in dollars spent on new RVs and units sold in 2018, following a record 2017. Perhaps not coincidentally, many RV segments saw price drops between 2014 and 2019, according to the Recreational Vehicle […]Read More