A Guide to Purchase-Money Mortgage
Purchase-money mortgages are largely utilized by potential home buyers who do not have enough money in the bank for a traditional down payment on a home. And by folks who have bad credit and are unable to get approved for a mortgage through a bank or other lender. Unlike traditional bank mortgages, purchase-money mortgages come with mostly non-negotiable and quite high-interest rates.Read More
Is Debt Consolidation Better than a Balance Transfer Card?
Not all debt is evil. Debt is a tool that allows us to make major purchases like homes or vehicles on affordable terms. Responsible use of debt allows us to weather rough times while still putting food on the table and meeting basic needs. But sometimes, you need a bit of help organizing and paying it off. Let’s look into debt consolidations versus balance transfer cards.Read More
Everything You Need to Know About Collateral Loans
You’re probably familiar with several types of collateral loans without being aware that’s what they’re called. If you’ve ever paid for a home over time or financed an automobile, you’ve probably used a collateral loan. In a typical mortgage, the home itself acts as security for the loan; if you don’t make your house payments, […]Read More
Your Educational Guide On How to Pay for College
Find all about various ways to pay for college. We’re talking about saving, grants and scholarships, as well as student loans. Review this guide for more information!Read More
How To Finance A Mobile Home: Park or Drive Here
RV life and traveling sound like so much fun. And when you calculate the cost, you’ll see that traveling in an RV can save you a lot of money. So let’s talk about how to finance a mobile home.Read More
How to Use A Personal Loan for A Major Purchase
There are as many varieties of loans as there are borrowers and lenders, and unless we stop and think about the specifics of what’s in front of us, we’ll most likely agree to the first offer that waves “low monthly payments” or “zero percent interest” in front of us like a hypnotist’s shiny watch. Any offer that doesn’t hold up well to a few simple questions probably isn’t a very good offer.Read More
Construction Loans Can Be a Constructive Wealth Building Tool
Construction loans are a different creature than many other sorts of real estate or small business loans. Basically, they’re short-term arrangements you use to finance the construction (or major restoration) of a home, business, or other physical property. Unlike a traditional home loan, the property which would otherwise naturally operate as collateral for the loan […]Read More
Auto Refinancing to Help Save More Money
Auto refinancing is a valid option whatever your situation. It’s not for everyone in every situation, but it’s worth looking at long enough to decide whether or not it’s right for you right now.Read More
If I Get Approved for a Personal Loan, Do I Have To Accept It?
When financing everyday life becomes difficult, you start thinking about ways to help your situation. For many people, a personal loan would solve most of their problems. But, it is important to be well informed about the entire process. There is a path you have to take to get the money transfered to your account. […]Read More
What Can I Do to Avoid A Personal Loan?
I know what you’re thinking. “Dude, are you sure you’re writing for the correct blog? I thought you guys were all about hooking people up with lenders and yay personal loans! If I avoid a personal loan, aren’t you doing everything wrong?” I prefer to think of it in terms of helping people get themselves […]Read More