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Brandy Woodfolk

Author: Brandy Woodfolk

Brandy Woodfolk is an educator, home business owner, project manager, and lifelong learner. After a less than stellar financial upbringing, Brandy dedicated her schooling and independent studies to financial literacy. She quickly became the go-to among family, friends, and acquaintances for everything finance. Her inner circle loves to joke that she is an expert at “budgeting to the penny”. Brandy dedicates a large portion of her time to teaching parents how to succeed financially without sacrificing time with their little ones. She also teaches classes to homeschooled teenagers about finances and other life skills they need to succeed as adults. Brandy writes about smart money management and wealth building in simple and relatable ways so all who wish to can understand the world of finance.

A Lesson on Federal Student Loans vs. Private Loans

When it comes to covering the ever-increasing costs of college, it can get a bit confusing. There are several options to help with the expenses, the most common being federal student loans and private student loans. There are advantages and disadvantages to each of these choices, so how does one know which route to go? ...
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How to Avoid Common Student Loan Scams

Student loan debt is extremely high and is a major topic of conversation. With financial topics like these, they tend to be the target of scammers. At least three out of five people have received a phone call from an illegitimate company that claims they are the solution to your higher education loan debt. Sadly, ...
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Personal Loans From Banks Can Be A Secure Move

There are plenty of reasons to consider getting a personal loan. Some common ones include getting a personal loan for credit card debt, getting a personal loan for home improvements, and getting a personal loan for a vacation or other special event. These are not the only reasons, of course, as personal loans can be ...
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Jumbo Loans to Help You Live Larger than Life

Have you ever wondered how people can afford those million-dollar homes? Or multi-million dollar homes? Me, too. If you have ever applied for a mortgage or even looked into applying for a mortgage, you might know that getting a mortgage for around $500,000 is about the highest mortgage loans go. While that amount can buy ...
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Rural Mortgages for Those That Like Country Living

Living in the city can be incredibly convenient. Having pretty much anything you need within minutes- possibly walking distance- is awesome. It definitely saves money on gas, but there are some things that living in the city just does not offer. I had the privilege of growing up in the country. I had a huge ...
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Can You Take Out a Personal Loan for Travel?

Sometimes, you just have to get away, be it for work, to see family, or for a vacation- and who doesn’t need one of those? Unfortunately, there are times when you just don’t have the funds to travel. Perhaps you had money socked away for your vacation but you had to use it to pay ...