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Brandy Woodfolk

Author: Brandy Woodfolk

Brandy Woodfolk is an educator, home business owner, project manager, and lifelong learner. After a less than stellar financial upbringing, Brandy dedicated her schooling and independent studies to financial literacy. She quickly became the go-to among family, friends, and acquaintances for everything finance. Her inner circle loves to joke that she is an expert at “budgeting to the penny”. Brandy dedicates a large portion of her time to teaching parents how to succeed financially without sacrificing time with their little ones. She also teaches classes to homeschooled teenagers about finances and other life skills they need to succeed as adults. Brandy writes about smart money management and wealth building in simple and relatable ways so all who wish to can understand the world of finance.

Gordon Ramsay Net Worth: Cooking Up A Storm

Ready for some not so awesome news? You might be saying no, but I will share anyway. Here we go: the top 1% of Americans control 38.6% of America’s wealth. I would really like to throw a temper tantrum right now- stomp my feet and scream, “Not fair!” Anybody else? The bottom 20% of Americans have a whopping ...

Loans for Rent When You Come Up Short

You just got your check and realized that there is not enough there to cover your rent. Uh oh. So if you are currently faced with this situation, take a breath and let’s figure this out. Go ahead- breathe…we will wait. Better? Good, let us begin. First and foremost, know that you are not alone. ...

What Student Loan Forgiveness Options are Available?

A few days ago, I received a notice in the mail that my student loan payments are coming due. I had been dreading the payments for years, but I was honestly shocked at the amount of my monthly payments: $1153.35. Who has that kind of money left over each month? Not me. I do not mind ...

How to Do a Cash Out Refinance to Consolidate Debts

If you are a homeowner and have found yourself in need of funds at any point, you have probably heard of a home equity loan or home equity line of credit, both of which are very helpful options under the right circumstances. However, there is another option that many find even more helpful: a cash ...

9 Popular Lenders Offering Personal Installment Loans

Loans can be an extremely helpful tool to change your financial situation. That is, if you choose a good loan and handle it responsibly. Otherwise, the loan can make your financial situation even worse, and that is not what anyone wants. Personal installment loans are often one of the best loan options to choose if ...

Tips for Paying Off a Mortgage Faster

Owning a nice home is the dream. Paying on it until retirement is not. And yet, this is what many people find themselves facing. Maybe not all the way to retirement, but pretty close. Paying off a mortgage fast seems to be a part of that dream as well. I remember running across an ad ...