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Brandy Woodfolk

Author: Brandy Woodfolk

Brandy Woodfolk is an educator, home business owner, project manager, and lifelong learner. After a less than stellar financial upbringing, Brandy dedicated her schooling and independent studies to financial literacy. She quickly became the go-to among family, friends, and acquaintances for everything finance. Her inner circle loves to joke that she is an expert at “budgeting to the penny”. Brandy dedicates a large portion of her time to teaching parents how to succeed financially without sacrificing time with their little ones. She also teaches classes to homeschooled teenagers about finances and other life skills they need to succeed as adults. Brandy writes about smart money management and wealth building in simple and relatable ways so all who wish to can understand the world of finance.

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Jumbo Loans to Help You Live Larger than Life

Have you ever wondered how people can afford those million-dollar homes? Or multi-million dollar homes? Me, too. If you have ever applied for a mortgage or even looked into applying for a mortgage, you might know that getting a mortgage for around $500,000 is about the highest mortgage loans go. While that amount can buy ...
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Rural Mortgages for Those That Like Country Living

Living in the city can be incredibly convenient. Having pretty much anything you need within minutes- possibly walking distance- is awesome. It definitely saves money on gas, but there are some things that living in the city just does not offer. I had the privilege of growing up in the country. I had a huge ...
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Can You Take Out a Personal Loan for Travel?

Sometimes, you just have to get away, be it for work, to see family, or for a vacation- and who doesn’t need one of those? Unfortunately, there are times when you just don’t have the funds to travel. Perhaps you had money socked away for your vacation but you had to use it to pay ...

Fixed Versus Variable Rate Mortgage Loans Explained

Buying a home: what an exciting time! It might be simpler if mortgages were one size fits all. It would be nice if you knew you would get approved, that you would get the best interest and repayment terms because there was only one type. Like, you know ahead of time that you will go ...

Auto Loan Process at Dealership to Help You Drive Away

Cars are really awesome to have. They get you where you want to go when you need to go. And they cut the time it takes to run errands, let you cruise around when you are bored or just need some quiet time, and take you to see friends and family. They are incredibly useful—until ...

The 11 Top Business Credit Cards: CEO Approved

It’s no secret that running a business- whether a large or small one- takes money. Sometimes, when expenses pop up, resources may not be fluid, so you need an alternative option. Business credit cards can be a great way to take care of these expenses. If you have the right one and handle it well. ...

Retail Loans For Your Store: Always Open

The idea of starting a business can be so exciting. The freedom of being your own boss, the joy of building something that is yours. The excitement of spending your days doing something you are passionate about. Hopefully leaving something for your kids, the possibility of growing your savings account more than you can with ...

A Simple Overview of How Auto Loan Interest is Calculated

Buying a car is exciting and challenging, and it can be quite overwhelming. It is, however, something that the average American will face numerous times throughout their lives.  Regardless of if you need a two door car or a car for your family, you have to think things through and have a strategy when you ...