Author: Brandy Woodfolk

Brandy Woodfolk is an educator, home business owner, project manager, and lifelong learner. After a less than stellar financial upbringing, Brandy dedicated her schooling and independent studies to financial literacy. She quickly became the go-to among family, friends, and acquaintances for everything finance. Her inner circle loves to joke that she is an expert at “budgeting to the penny”. Brandy dedicates a large portion of her time to teaching parents how to succeed financially without sacrificing time with their little ones. She also teaches classes to homeschooled teenagers about finances and other life skills they need to succeed as adults. Brandy writes about smart money management and wealth building in simple and relatable ways so all who wish to can understand the world of finance.
Travel Credit Cards to Get You Moving

Travel Credit Cards to Get You Moving

Traveling can be a lot of fun, and everyone needs a break from everyday life on occasion. And if you have closely followed social distancing guidelines for the last few years, you’re probably itching to get out and see other parts of the gorgeous world again. Before you pack your bags and hit the road, though, there’s another step you should consider taking: applying for travel credit cards.

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Cliff Notes About The Student Loan Grace Period

Cliff Notes About The Student Loan Grace Period

Sometimes, it takes time to make the type of money you need to repay your student loans. Let’s talk about student loan grace period and ow it can help you get the time you need.

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How Many Loans Can You Have?

How Many Loans Can You Have?

For whatever reason, you now need more money than your original loan can cover, but you have no other way to cover it. What do you do? Can you even get another one since you already have one? How many loans can you have at one time? The good news is that you can get more than one loan at a time. There is no cap on the number of loans you can get, but there are other facts that determine how many loans you can have at once. Let’s take a look.

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The 7 Best Auto Loan Companies in America

The 7 Best Auto Loan Companies in America

For those with the same struggle, know that you are not alone. I know that does not really solve the problem, but it’s still nice to know. And, anyway, the fact that so many people need help purchasing a vehicle is the reason that there are so many auto loan companies available to help us out.

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What Are The 7 Best Debt Consolidation Loans?

What Are The 7 Best Debt Consolidation Loans?

Don’t you just wish you could snap your fingers and make your debt disappear? Yeah, me too. Unfortunately, that is not a possibility. Instead, we have to find other ways to get out from under our debt. Thank goodness there happen to be several ways to get rid of debt, one of which is through debt consolidation loans.

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Should I Use A Business Loan Brokers or a Direct Lender?

Should I Use A Business Loan Brokers or a Direct Lender?

Starting or running a business can be tough. Every step of the process can be a challenge, but perhaps none more so than getting the money you need to move up your business. The saying, “It takes money to make money” is true with all businesses. Even the simplest of businesses need things, so what [...]

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How to Drive Off With A Pre-Approved Car Loan

How to Drive Off With A Pre-Approved Car Loan

Choosing a new car is hassle enough itself. Getting financing in order does not have to be. Before you start shopping for a car, have your financing lined up with a pre-approved car loan.

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Speedy Tips for Buying a Car Out of State

Speedy Tips for Buying a Car Out of State

Many people choose to buy a car out of state over buying a car in their state for various reasons. Sometimes, sellers are offering a much lower price than others or maybe someone in another state simply has the vehicle the buyer is looking for. No matter the reason, it is a common occurrence.

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How to Avoid Common Student Loan Scams

How to Avoid Common Student Loan Scams

Sadly, due to desperation, fear, and other emotions, many borrowers fall for the tactics of these scammers. Don’t be one of them. Below, we are going to discuss common student loan scams, how to spot them, and how to protect yourself from them.

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How to Get Grants for College to Avoid Student Loans

How to Get Grants for College to Avoid Student Loans

College is not cheap- this is a widely known and well accepted fact. While tuition varies depending on the college and degree, you are looking at spending at least tens of thousands of dollars. As nice as it would be, most of us do not have that kind of money lying around, so we have to find a way to pay for it.

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