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Author: Ethan Taub

Ethan founded OfferEDGE in Dec 2013 with the mission to unify the financial quadrants through a system that allows businesses to be seen when consumers use a Single Sign On across Lending, Credit, Money and Real Estate. Taub invents the offers and IP, while overseeing all aspects of the company. He also has orchestrated the company’s earned media across the brands Loanry®, Cashry®, Debtry®, Budgetry®, Billry®, Taxry® and more. This includes over 500 publications that have been featured across the web. He has more than 18 years of experience in C-level Management, Sales, Marketing and Product Development across billion-dollar brands to innovative technology start-ups. Taub holds a degree in Economics from the University of California, Berkeley.

Including a Personal Loan Payment in Your Budget
Ethan Taub
Most of us have considered taking out a personal loan for one reason or another. We may have a big expense to cover like a wedding, a new car, or even the birth of a child. The loan itself is usually not the point of concern for most people, however. Most people wonder how they will ...

Common Loan Definitions and Related Terms: Lending 101
Ethan Taub
The Merriam Webster dictionary defines a loan as a temporary lending of money to an individual or organization with an interest rate attached. Of course, while the dictionary makes it sound simple, loans are a little complicated. An Abridged Dictionary of Loan Terms and Definitions When you begin looking for a loan, you hear a ...

Short Term Loans When You Need It Most
Ethan Taub
A short-term loan provides you with emergency funding. You have experienced a catastrophic one-time event or a temporary hardship? The loan helps you get by until additional funds are available. Short term loans are offered by a variety of personal loan lenders with myriad requirements. They are an option when you need fast loans and ...
Default on a Personal Loan

What Does it Mean to Default on a Personal Loan?
Ethan Taub
Before we get into the the meaning of a default on a personal loan, let’s look at the numbers. It’s rare to find a business default on its loans, but in 2018 less than one percent did. Consumer loans or personal loans, on the other hand, is currently at a 3.63 percent default rate. The ...
Residency Relocation Loan

Residency Relocation Loan As Soon As Tomorrow
Ethan Taub
No matter how close your new location is, the moving process is bound to come with many expenses. The total price of your moving costs will depend on a variety of factors. Those including location (intrastate, interstate, or international), whether or not you decide to hire professional movers to assist you: if you need to ...

Getting a Loan for a Wedding Before “I Do”
Ethan Taub
Love is important to me. Yes, it really is a once in a lifetime opportunity. I know it all sounds like cliches, but it’s important to me. And, to that end, I hear Billy Crystal’s voice: “Marriage is what brings us together today. Marriage that blessed arrangement… that dream within a dream.” Yeah, it’s great. It’s a dream, but it’s also expensive. I can’t afford ...
Why Should I Care About Personal Loan Interest Rates?

Why Should I Care About Personal Loan Interest Rates?
Ethan Taub
How Interest Rates Impact Your Financial Decisions Personal loan interest rates work both ways. If you borrow money, the interest rate is the amount your lender will charge for your use of their money. On the other hand, when a bank borrows your money from your savings account, you earn the interest the banks pays for ...

Medical Loans for Poor Credit: Call A Doctor
Ethan Taub
For the longest time I figured my health was fine. I thought I would never need those Medical Loans for Poor Credit I felt good, didn’t have aches or pain, and no signs of debilitating diseases. What I didn’t foresee was my falling off a ladder and shattering my ankle. It was really bad. So ...
How Does A Personal Loan Effect Your Credit?

How Does A Personal Loan Effect Your Credit?
Ethan Taub
There are several things you need to consider before you get any type of loan and this includes the impact the loan will have on your credit. However, the primary determinant for this aspect is your credit profile. Sometimes a personal loan can help improve your credit scores and credit, especially if your primary purpose ...
Home Relocation Loan

Home Relocation Loan When It’s Time to Go
Ethan Taub
Almost everyone has lots of stress in different aspects of their life, but when it comes to pure stress, relocation is right at the top together with divorce and death. This implies that moving is probably one of the most important and life-changing events for every individual’s life. Relocating represents a transition to a new ...
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