Author: Jackie Strauss

Jackie Strauss is a finance writer with a background in economics living in Los Angeles. She has a passion for helping readers learn more about personal finance, insurance, home loans and paying down debt. As a college student during the Great Recession, she has had to learn budgeting and money saving techniques to become a new homeowner.
How to End Your Mortgage PMI Payments Immediately?

How to End Your Mortgage PMI Payments Immediately?

When you get a house mortgage with a down payment that is less than 20%, the lender will require you to buy private mortgage insurance. The same would be true if you refinanced with less than 20% equity. However, mortgage PMI payments can be expensive so it’s best to remove them as soon as you […]

Read More
Debt Consolidation Truths and Myths Revealed

Debt Consolidation Truths and Myths Revealed

Debt consolidation is one of the ways you can tackle your debt. Debt consolidation helps simplify your payments by rolling your multiple bills into one payment and it can often lower your interest rate and help you get out of debt faster. However, if you want debt consolidation to work then you need to know the debt consolidation truths and myths.

Read More
How to Find Your Student Loan Servicer: Smart Tips

How to Find Your Student Loan Servicer: Smart Tips

Student loan or campus loan repayments can be confusing. You know you have to make the payment. But where do you send the payment and where do you find your student loans? You won’t necessarily be paying the same entity that lent you money. Your student loan servicer and lender could be different so there are some things you need to know.

Read More
How to Compare Different Mortgage Lenders

How to Compare Different Mortgage Lenders

Buying a home is a major expense. Comparing your mortgage loan options and different lenders is one of the smartest things you can do in order to save money. Steps to Compare Different Mortgage Lenders Whether you are buying a home for the first time or not, you want the best mortgage for you. When […]

Read More
How Much Should You Have in the Bank to Buy a Home?

How Much Should You Have in the Bank to Buy a Home?

Buying a home is going to require that you have some money in the bank. There are many expenses you will need to save up for beyond just the down payment.  How Much Money do You Need For the Expenses When Buying a House Before you buy a home, it’s important to note how much […]

Read More
Saving Money on Repairs: Home, Auto and More

Saving Money on Repairs: Home, Auto and More

Whether it’s a home or an auto repair, there are a number of things you can do when it comes to saving money on repairs. Even with saving money on repairs, you may still need to get a loan to help you cover the costs. No matter where you live or what you are driving, […]

Read More
Your Guide to Understanding the Different Types of Mortgages

Your Guide to Understanding the Different Types of Mortgages

When you are buying a home, it’s likely that you will need a residential mortgage. There are different types of mortgages that you may need to consider based on your unique situation. It is important to shop around and make an informed decision. Also, remember, you are not alone in this. You surely have a lot […]

Read More
How to Use Facebook Messenger P2P Payments

How to Use Facebook Messenger P2P Payments

Facebook Messenger P2P Payments are part of the increasing need where millennials are leveraging mobile devices in order to make small payments to each other. Facebook now brings person-to-person payments to its Messenger application. What Are P2P Payments? If you want to get technical, every payment can be a P2P payment since every payment involves […]

Read More
Average Personal Loan Interest Rate by Credit Score

Average Personal Loan Interest Rate by Credit Score

Knowing the average personal loan interest rate can help you determine whether or not you want to go forward with the application process for a personal loan. The average annual percentage rate on personal loans can go from 10% to 28%. There are different factors that go into the rate you get, including your creditworthiness, […]

Read More
How to Find a 6-Month Personal Loan Online

How to Find a 6-Month Personal Loan Online

There are a number of benefits of personal loans. With this type of loan, you will be borrowing a set amount of money so you know what your monthly payments will so you don’t get hit with any surprises. A lot of personal loans are unsecured. This means you don’t need to have any collateral. […]

Read More