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Katherine Davis

Author: Katherine Davis

Katherine Davis is a freelance writer specializing in the subjects of finance, banking, and investment. Based in New York City, Katherine's experiences combating the Big Apple’s outrageous real estate costs and living expenses have provided her with some great budgeting insights on stretching a dollar. A graduate of Penn State University, Katherine advises millennials to be disciplined when it comes to their finances and to start investing as soon as possible.

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The 9 Best Business Lines of Credit to Consider

Having a line of credit available for your business is important for numerous reasons. As a business owner, you need to understand the business lines of credit. You also need to find the best available credit line for your growing company. Establishing business credit is important for acquiring capital when you need it. For success ...

The 7 Best Mortgage Lenders That Make You Feel At Home

Finding the right mortgage loan is an essential step in purchasing a home. There are many different mortgage lenders out there. You need to find the best one for your needs. Many mortgage lenders provide mortgage loans that won’t work for you. Doing your research is important. You should start your search for a mortgage loan ...
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How to Compare Personal Loan Offers from Multiple Lenders

You should always take time to compare personal loan offers before borrowing. Borrowing is going to impact your finances. Therefore, it’s essential to be sure that any loan you take out won’t negatively impact you financially. Consumers should be aware that there are many different personal loan providers. All of these providers show differences in the ...
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How to Qualify For A Mortgage After Bankruptcy?

A consumer’s dream of owning a home doesn’t have to end simply because of bankruptcy. Consumers with a recent bankruptcy are often eager to know when they can qualify for a mortgage again. When it comes to the mortgage after bankruptcy, a consumer’s chances for fast approval vary widely. Many factors impact how long a consumer must wait ...
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How to Start a Business Without Going Into Debt

Starting a business and being self-employed is a great way to enjoy greater freedom and independence. When you run your own business, you are your own boss. You’re also not financially dependent on another entity. However, it costs money to start a business. If you want to know how to start a business, you need a way ...
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The Importance of Comparison Loan Shopping Explained

Loans help consumers every day in a variety of ways. They help consumers to make investments. They help consumers to start their own businesses. They help the consumer to cover expenses or purchase a home or vehicle. At one time or another, most individuals will take out a loan to make their financial goals a ...
Transition of Beautiful New Home Kitchen From Framing To Completion.

How Do Home Equity Loans Work for a Remodel?

Homeowners naturally are interested in taking care of and improving the value of their properties. One great way to enhance one’s home is to take out home equity loans. Home equity loans can be used to finance remodel projects. As time goes on, homeowners with mortgages build up their equity. This equity can be used as ...
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What Factors do Mortgage Lenders Use During the Loan Process?

The purchase of a home is one of the biggest purchases you’ll ever make. As such, securing adequate financing through mortgage lenders to make the purchase is essential for most homeowners. Some consumers are concerned about whether they will be eligible for a mortgage loan. If you’re not sure whether you’ll be approved, you need ...
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How to Avoid Defaulting On Student Loans: Money 101

Although getting a college education puts you ahead in your career, it’s also a huge expense. These days, many young American students are relying on student loans to cover their expenses as they pursue their education. This can, unfortunately, add stress over financial issues to the many other challenges of succeeding in university studies. It ...
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What’s Required to Get a Low Interest Personal Loan?

One common question many prospective borrowers want to ask is if they can get a low-interest personal loan. A personal loan can refer to many different possible loan products out there. Generally, a personal loan is a loan that allows you to do whatever you want with loan funds. Those who take out personal loans have complete ...