Author: Nwayita Perry

Nwayita is a personal finance writer who knows the value of getting the most out of her dollars. She understands that financial savvy is the key to making her budget stretch. She takes pride in sharing her financial planning and spending advice generously and prolifically. Her passion lies in helping millennials, as well as people of all ages and from all walks of life, develop rich habits they can use for life.
A Loan for HVAC Repair Costs That Cools the Budget

A Loan for HVAC Repair Costs That Cools the Budget

Summer hits and the temperatures begin to soar. You try to hold off turning on the AC because you can already imagine the sky-high bill. You ask yourself, can we wait another week or two before we turn on the AC? Will fans get us by until then? You sigh because you already know the […]

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Credit Cards for Dummies for Those That Aren’t Dummies

Credit Cards for Dummies for Those That Aren’t Dummies

Searching for a credit card is a bit like trying to find the perfect outfit. It’s an intensely personal experience. In other words, the credit card you choose should be a reflection of your financial situation as well as your current credit status. If you don’t have A1 credit you can’t apply for a platinum […]

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How to Choose a Mortgage Lender for Your Situation?

How to Choose a Mortgage Lender for Your Situation?

Regardless of whether you’re a first-time homebuyer or looking to purchase your third house, the mortgage lender you choose is important. There are many homebuyer grants and programs available today. However, the selection process can be daunting if you’re not sure what criteria to use or how the process should work. Fortunately, the process isn’t […]

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Credit Cards For Building Credit When Credit is Due

Credit Cards For Building Credit When Credit is Due

Most of us understand that credit is a vital part of our financial lives. Our creditworthiness can have an impact on everything from our ability to get a job, own a home, and everything in between. Using credit wisely is a key tool when it comes to building credit. Many people find themselves in two […]

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Construction Business Loans to Help Build Your Company

Construction Business Loans to Help Build Your Company

Many of us envision our business going from our imagination to an actual brick and mortar building. We may be very aware of what we want the finished product to look like. Coming up with the funds to build our dream construction can be daunting, however. We may wonder where we will get the funding […]

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Restaurant Loans to Get Your Business Cooking

Restaurant Loans to Get Your Business Cooking

Many of us have dreamed of owning a restaurant. However, the startup cost alone is enough to make many of us intimidated. After all, most of us don’t have the money to fund our dreams of owning a restaurant out of pocket. But it’s not impossible. It just requires a fundamental understanding of the process […]

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Build Business Credit Before Taking Out a Business Loan

Build Business Credit Before Taking Out a Business Loan

Business credit can have a significant impact on your business’s operations as well as your business’s overall reputation and standing. Positive business credit can give you access to a better credit card interest rate as well as the ability to purchase products for your business without prepaying. However, those are just a few of the […]

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Do Personal Loans affect your Tax Return?

Do Personal Loans affect your Tax Return?

Many people use personal loans to suit a wide variety of different needs. Some people use them to pay off debt, fund a vacation, or even pay for car repairs. There are many uses of personal loans, which you can easily see if you ever try to get one. This is why the right question […]

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Including a Personal Loan Payment in Your Budget

Including a Personal Loan Payment in Your Budget

Most of us have considered taking out a personal loan for one reason or another. We may have a big expense to cover like a wedding, a new car, or even the birth of a child. The loan itself is usually not the point of concern for most people, however. Most people wonder how they will […]

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Fast Cash Loans Near Me (Click for Dollars)

Fast Cash Loans Near Me (Click for Dollars)

Most of us know what it’s like to run low on cash. Unfortunately, we may experience these cash shortages when the rent is due. Or also when some other unforeseen circumstance pops up. However, it’s good to know that there are options that you can use to solve your cash flow problems. Fast cash loans […]

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