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Author: Julia Peoples

Julia Peoples is a long-time business manager focused on providing decision making assistance to the public. She works with people at key points of their lives who are making important retirement and financial decisions. She has had many articles published that educate the public on sound financial decision making. Julia writes for those who are working towards financial freedom or a better understanding of how finances work. She has shared her financial insights with individuals on a one on one basis for years.

Legal Fees Explained

What is A Personal Loan Origination Fee?

There comes a time in everyone’s life when he or she needs a little extra money. It could be because you want to make a big purchase for a house or car. It may be because some unexpected emergency occurred and you need money fast. No matter the reason, it will happen to you at ...

How to Calculate Your Debt-To-Income Ratio Accurately?

Many people find themselves in sticky situations with their finances. Unfortunately, few of us are ever taught how to manage our money. We know we get a paycheck and have bills to pay. We pay the bills and maybe save some money, but that is about it. Few of us have a true understanding of ...

Does a Bankruptcy Include a Personal Loan?

If you are in a position where you are considering bankruptcy, you are already in a bad spot. Filing bankruptcy should be a last resort. You should only consider this when you are completely out of options. You should think of it as the end of the road, or rock bottom. Once you are there, ...

Good Credit Auto Loans Made Speedy

Buying a car is not something we tend to do often. Well, most of us anyway. We all have that friend that seems to get a new car every year. But, that is not the norm. Many of us dislike shopping for cars. I certainly do. They are expensive and you never feel like you ...

Your Ultimate Guide to Credit Card Refinancing

We all have credit cards. Many of us use them, but we do not know the best way to do so. According to USA Today, Americans owe over $1 trillion dollars in credit card debt and that number continues to increase. USA Today states that about 40 percent of those who use credit cards are ...

Getting a Mortgage with Good Credit: Interest Approved

Buying a house is an exciting time in your life. It is the beginning of the journey to owning something of incredible value. Perhaps it becomes your first real asset. It can also be an incredibly scary time, especially if this is your first house. There are so many things to consider. You probably have no idea ...

How to Avoid Defaulting on a Personal Loan?

Thinking about a personal loan? Before you do, make sure you read this entire article know all the facts. There could be a ton of reasons why you might need a personal loan. It could be for something new and exciting like a car or vacation. It could also be for some unplanned emergency expense that ...
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