11 Airline Credit Cards To Get You Off The Ground

Open traveler's bag with clothing, accessories, credit card, tickets and passport

Many of us know what a credit card is and most of us know how to use them. When it comes to credit cards, it is important to remember to use them wisely so that you do not get yourself into a large amount of credit card debt. I would like to focus on the best types of credit cards and the rewards that are available with them in this article. There are many different credit cards available to you, so it is important for you to understand your needs when deciding which one is right for you. In this article, I am going to highlight the best airline credit cards, however, I will give you some information about other types of rewards that credit cards may offer to you.

Best Airline Credit Cards For Your Flight

Before I jump into the best airline credit cards, I would like to mention a few points to you. First, please keep in mind that it is very important to know to avoid any credit card mistakes. The best way to do this is to pay off your credit card balance each month. While I understand that may not be possible for everyone every month, but it should be your goal as much as possible. If you know that you will not be able to pay off your credit card this month, you should consider whether or not you should use your credit card to purchase something. Next, you should remember when you use your credit card, you have to repay that money. If you do not pay off your credit card each month, then you will be charged interest for the balance that is left on the credit card.

When looking for credit cards, you will find that there are many different types available to you. It can become overwhelming when you are trying to select the proper credit card for you at this time. You should understand that your needs may change over time and the credit card you select today may not be the same one that works for you in six months. Consider what it is that you really want from a credit card and how you plan to use it. If you plan to pay off your credit card each month, the interest rate may not be as important to you. If you plan to carry a balance, then the interest rate is incredibly important. You may be interested in the other benefits that a credit card may offer you.

11 Top Airline Credit Cards

When you are considering airline credit cards, you should be sure to check out these credit cards.

Chase Sapphire Preferred Card

One of the airline credit cards you should consider is a Chase Sapphire Preferred Card, which has an interest rate varying from 17.49 percent to 24.49 percent. You can earn 60,000 bonus points once you spend $4,000 on purchases within the first three months of having the account open. That equals about $750 towards travel when you redeem through Ultimate Rewards. You gain 2 times the points on travel and restaurants and 1 point for each dollar spent on other purchases. You can also earn 5 times the points for Lyft rides through the month of March of 2022. When you redeem your points through Chase Ultimate Rewards, you get 25 percent more value from them. This card also offers unlimited deliveries and reduced service fees with DashPass, a subscription service of DoorDash.

Discover it Miles

Discover It Miles credit card is another one of the top airline credit cards you should consider. This card gives you an unlimited bonus of matched miles at the end of your first year. If you earn 10,000 miles, Discover doubles it so you have 20,000 miles, which is equal to $200 towards your travel. You also earn 1.5 miles for every dollar you spend on purchases. The miles you can earn are unlimited and this card does not have an annual fee. There is no limit to the dates for which you can use the miles. If you do not want to use your miles for travel, you can simply get cashback.

The Discover It card has a mobile app that gives you quick access to your account, including the ability to freeze your account. This app also gives you a free credit score and reports. This card also protects you from fraud by giving your alerts if your information is used on fraudulent websites. You can activate this service for free. This card comes with a variable interest rate from 13.49 to 24.49 percent.

Capital One Venture Rewards Credit Card

The Capital One Venture Rewards is another one of the airline credit cards that you should consider. You can earn unlimited 2X miles on every purchase. You get a 50,000-mile bonus once you spend $3,000 on purchases in 3 months from opening your account, which is $500 towards travel. The miles never expire and there is no limit to how many miles you can earn. This card does not have an annual fee for the first year, but then it is $95 every year thereafter. It has a variable interest rate of 17.24 to 24.49 percent.

Delta SkyMiles Blue American Express Card

The Delta SkyMiles Blue American Express is another one of the airline credit cards for your consideration. It does not have an annual fee. You earn 2 times the miles for every dollar you spend at Delta. You also earn 2 times the miles for every dollar spent at restaurants and 1 mile for every dollar you spend on all other purchases. This Delta card gives you a bonus of 15,000 miles after you make $1,000 worth of purchases within the first three months of opening your credit card account. There are no foreign transaction fees with this card. It has a variable interest rate of 15.74 to 24.74 percent.

Delta SkyMiles Gold American Express Card

The Delta SkyMiles Gold American Express is another one of the airline credit cards for your consideration. It does not have an annual fee for the first year and then $99 after that. You earn 2 times the miles for every dollar you spend at Delta, restaurants, and grocery stores. Then you earn 1 mile for every dollar you spend on all other purchases. This Delta card gives you a bonus of 60,000 miles after you make $2,000 worth of purchases within the first three months of opening your credit card account. You also earn another 10,000 miles on your first anniversary. It has a variable interest rate of 15.74 to 24.74 percent.

United Explorer Card

The United Explorer Card is another one of the airline credit cards for your consideration. It does not have an annual fee for the first year and then $95 after that. You earn 2 times the miles for every dollar you spend at restaurants and hotels. You earn 2 miles for every dollar you spend with United and 1 mile for every dollar you spend on all other purchases. This United Explorer card gives you a bonus of 60,000 miles. You also earn another 10,000 miles on your first anniversary. It has a variable interest rate of 17.99 to 24.99 percent.

Alaska Airlines Visa Signature Credit Card

The Alaska Airlines Visa Signature Card is another one of the airline credit cards for your consideration. It has an annual fee of $75. You earn 3 times the miles for every dollar you spend on Alaska Airlines purchases. You earn 1 mile for every dollar you spend on all other purchases. This Alaska Airlines Visa Signature Card gives you a bonus of 40,000 miles and a $100 credit on your statement. It has a variable interest rate of 17.49 to 25.49 percent.

American Airlines AAdvantage MileUp Card

The American Airlines AAdvantage MileUp Card has no annual fee. You earn 2 times the miles for every dollar you spend on American Airlines purchases. You earn 2 miles for every grocery store purchase and 1 mile for every dollar you spend on all other purchases. This American Airlines AAdvantage MileUp Card gives you a bonus of 10,000 miles and a $50 credit on your statement after $500 of purchases within the first 3 months of having your credit card open. It has a variable interest rate of 15.99 to 24.99 percent.

Southwest Rapid Rewards Plus Credit Card

The Southwest Rapid Rewards Plus Card offers you 2 times the points for every dollar you spend on Southwest purchases. You earn 1 point for every dollar you spend on all other purchases. This Southwest Rapid Rewards Plus Card gives you a bonus of 40,000 points after $1,000 of purchases within the first 3 months of having your credit card open. You receive 3,000 points on your anniversary. It has a variable interest rate of 17.49 to 24.49 percent.

Southwest Rapid Rewards Priority Credit Card

The Southwest Rapid Rewards Priority Credit Card offers you 2 times the points for every dollar you spend on Southwest purchases. You earn 1 point for every dollar you spend on all other purchases. This Southwest Rapid Rewards Priority Credit Card gives you a bonus of 40,000 points after $1,000 of purchases within the first 3 months of having your credit card open. You receive 7,500 points on your anniversary. You also get $75 travel credit with Southwest each year. It has a variable interest rate of 17.49 to 24.49 percent.

Delta SkyMiles Reserve American Express Card

The Delta SkyMiles Reserve American Express Card offers you 3 times the miles for every dollar you spend on Delta purchases. You earn 1 mile for every dollar you spend on all other purchases. It does have an annual fee of $550. This Delta SkyMiles Reserve American Express Card gives you a bonus of 100,000 miles and then another 80,000 miles after $5,000 of purchases within the first 3 months of having your credit card open. You receive 20,000 points on your anniversary. You also get $75 travel credit with Southwest each year. It has a variable interest rate of 15.74 to 24.74 percent.

How Should I Compare Credit Cards?

When looking at the various credit cards, you should consider all airline credit cards as well as compare credit cards for good credit. You may also want to consider using a credit card comparison chart when deciding which card is right for you.

Some Points to Consider When Comparing Credit Cards

Make sure that you know the bank that is offering the credit card to you. It should be one that is reputable and with whom you are familiar. You want to make sure the offer is not fraudulent, or someone just trying to take your money. You should make sure that any credit card you select matches your expectations and needs. If you want to transfer a balance, it does not make sense for you to select a card that does not allow them. You should not sign up for a credit card that you do not need. This may hurt your credit score. You want to make sure that you understand the fee schedule with the card. All credit cards must disclose all of the fees that they charge and the rate of the fee.

You should make sure you pick a card that does not have an annual fee. This is a fee the credit card company charges you simply to use their card. Unless they are offering some major perks that more than pay for the fee, you should avoid annual fees. You should understand that interest associated with any card you are considering. If you are confident that you will pay off your card every month, this may not be as important to you. However, there may come a month or two with unexpected expenses and you cannot pay off your credit card, so you should be aware of the interest. If you already know you are only going to make the minimum payment, you need a card with a low interest rate.

Look at all the programs and rewards that the credit cards offer. You want to make sure you have a complete understanding of the credit card and what it can provide for you. You may have two credit cards that seem very similar and it may come down to the rewards and protections they offer. Also, you want to understand when the points expire and when you can redeem them. If there are any limitations, you want to be aware of those, also. Always read the fine print. Credit card companies must disclose everything to you, but they do not have to do it in the largest font available. It is your responsibility to read all the documents and understand what you are agreeing to.

What Are The Benefits To An Airline Card?

Airline credit cards offer some additional perks. The most common perk being the miles a card offers. The more you spend with your credit, the more miles you accrue. Typically, the credit card company and the airlines create a partnership to determine the value of a mile. The airline determines how many miles you need for a flight and when you have enough you can redeem your miles for a plane ticket, or you can reduce the cost of a ticket. You may also qualify for extra perks such as seating upgrade, early boarding, or additional tickets at a discounted price. It is important to know that if you purchase an item and gain miles, but then return the item, you may have the miles associated with that purchase removed. If you are behind in paying your credit card bill, you may not be able to use your miles.

Your miles are reflected in your statements or in your credit card account, so you should always be able to see how many miles you have. The credit card may have a mileage requirement, which means you need to accrue a certain number of miles before you can redeem your miles. You should always read the fine print to make sure you understand exactly how you can use your miles.

Conclusion

There are a large number of airline credit cards available to you today. It is important that you read all of the fine print and understand all of the details around the credit card in which you are interested. You always want to pay attention to the annual fee and any other fees that the credit card company charges. You want to make sure you make the right choice for you.