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Kevin Strauss

Author: Kevin Strauss

Kevin Strauss is a personal finance writer and homeowner based in the Los Angeles area. Being in one of the most expensive markets in the country, he's learned to maximize resources to plan for both his monthly expenses and future financial needs. Kevin has a passion for helping those in a similar situation navigate the complex world of personal finance so they can pay down debt, plan for the future and live out their dreams.  In addition to covering personal finance in depth on Loanry.com, Cashry.com, Debtry.com, Budgetry.com, Billry.com, Creditry.com and Taxry.com.  Kevin shares his expertise with readers who want to create budget-friendly habits across the web.

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What Are the Advantages of Going Cashless: Millennial Mindset

A cashless society can seem like something of the future but society is already moving in this direction. There are several powerful forces that are behind the move to a cash-free society, including large financial service companies and governments. Even the critics of a mainstream financial system also favor doing away with cash.  There are ...
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Business Line of Credit That Helps Toe the Expense Line

A business line of credit is a small business loan that gives the flexibility that a regular business loan doesn’t. With this type of loan, you can borrow up to a certain amount and then pay interest on the portion of money you borrow. You draw and repay the funds as you need, as long as you ...
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Mortgage Refinance – Everything You Need to Know About It

A mortgage refinance will replace your current loan with a new one. Many times, people decide to refinance to reduce their interest rate, tap into home equity, or lower monthly payments. Mortgage refinance applications are a significant portion of all mortgage applications. The relatively low-interest rates have persuaded homeowners to reorganize their loans and finances. Whether or ...

No Closing Cost Mortgage: We All Like No Cost

A no closing cost mortgage can be a bit confusing but it’s one of the residential mortgage types that are available to you. With this term, you may think that the fees are being paid by someone else or being waived completely. With a no closing cost mortgage, you are instead paying the closing cost with your loan balance ...

Drive Away Lease Buyout Auto Loans Explained

If you have leased your car and have fallen in love with it then buying the car at the end of the lease can seem like a good option. Lease buyout auto loans can give you the financing you need. There are some things you want to consider before you get a loan. Depending on the current ...

Subprime Auto Loan Options to Get You on the Road

Subprime auto loans are types of loans that are used to finance a car that is purchased. They are offered to people with a limited credit history or a low credit score. These loans usually have a higher interest rate when compared to prime loan options. And they can come with a prepayment penalty if ...

Used Car Loans with a Green Light Approach

If you shop for your auto loan when buying a used car, it puts you in a better negotiation position and can save you the money over the life of your loan. Need to Know Information about Used Car Loans There are different things you need to keep in mind before you apply for used ...

Rewards Credit Cards for a Rewarding Experience

Rewards credit cards are a way to earn money back, points, or miles for your spending. You could get rewards for specific categories or you could get a flat rate for purchases. When shopping for a rewards card, you can see that the cards will vary widely in whether or not there are a sign-up bonus ...

Various Ways to Use an Unsecured Home Improvement Loan

An unsecured home improvement loan gives you money to fix up different areas of your home. You may have already borrowed money to buy your home so why not borrow some more money to make sure you get it in perfect shape for you? Using these types of loans can be a convenient way to pay for ...