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Kevin Strauss

Author: Kevin Strauss

Kevin Strauss is a personal finance writer and homeowner based in the Los Angeles area. Being in one of the most expensive markets in the country, he's learned to maximize resources to plan for both his monthly expenses and future financial needs. Kevin has a passion for helping those in a similar situation navigate the complex world of personal finance so they can pay down debt, plan for the future and live out their dreams.  In addition to covering personal finance in depth on Loanry.com, Cashry.com, Debtry.com, Budgetry.com, Billry.com, Creditry.com and Taxry.com.  Kevin shares his expertise with readers who want to create budget-friendly habits across the web.

Rewards Credit Cards for a Rewarding Experience

Rewards credit cards are a way to earn money back, points, or miles for your spending. You could get rewards for specific categories or you could get a flat rate for purchases. When shopping for a rewards card, you can see that the cards will vary widely in whether or not there are a sign-up bonus ...

Various Ways to Use an Unsecured Home Improvement Loan

An unsecured home improvement loan gives you money to fix up different areas of your home. You may have already borrowed money to buy your home so why not borrow some more money to make sure you get it in perfect shape for you? Using these types of loans can be a convenient way to pay for ...

How to Save Money on Your Auto Loan

Buying a car is one of the most expensive purchases you will make. Although you may not be able to do anything about the rising auto prices, you can save money on your auto loan by lowering the interest rate you will pay.  When using auto finance options to pay for a vehicle, you will end up paying a ...

The Ultimate First Time Home Buying Guide

If you are in the market to buy a new home, whether it’s your first time or you have forgotten about some of the details, this home buying guide can help you prepare for the journey ahead. What Is a First Time Homebuyer? When planning a first time home buying guide, it helps to define ...

FHA Loans: Your Complete Guide

A FHA Loan (Federal Housing Administration) is a mortgage given by an FHA-approved lender and then insured by the FHA. FHA loans are a house mortgage created for low- and moderate-income borrowers since they require a lower minimum down payment and don’t require a high credit score when compared to conventional loans. In 2019, you only need to ...

What Are Personal Loans for Fertility Treatments?

Only 15 states in the country require insurers to offer some coverage for an infertility diagnosis and treatment. The average cost of a single fertility treatment cycle can be over $10,000. With this information, having children can seem financially out of reach. In order to make dreams of having children a reality, many couples will ...

Tax Deductions for Your Moving Expenses: Save and Go!

Moving expenses can really add up so it helps to know if you can deduct some of these expenses from your taxes. How The New Tax Law Changes Moving Deductions Prior to 2018, you were able to deduct moving expenses if you were moving for a new job. You had to meet certain qualifications but you didn’t ...

Medical Finance Options for Primary Care: Money 911

There are many people who can’t afford medical bills or proper medical treatment. The medical industry is known for its high costs but there are medical finance options that can help you out. What Is a Medical Loan? A medical loan is a personal loan that you use to pay for medical expenses. These loans can be ...

Mortgage Broker Fees Explained: Home Loans 101

Shopping around for a house mortgage is an important step of the process. However, many people don’t have time to contact different lenders and look at all the little details so they choose to go with a mortgage broker instead. Before you decide to go with a mortgage broker, you should understand how mortgage broker fees work so you ...

What Credit Score Does a Mortgage Lender Require?

When thinking about purchasing a new house or refinancing your mortgage, you need to think about the credit score required by mortgage lender. The credit score required by mortgage lender can make or break your loan approval and will carry the most weight when it comes to determining your mortgage rate. Lenders will rely on ...