When you first enter real estate investing, you hear a lot of terms that do not exist in other industries. One of these, hard money, sounds like it has to do with concrete deals, but it actually describes a type of loan specific to the real estate industry. It does not refer to anything related ...
When you start a business, one of the biggest hurdles – funding – can seem unsurmountable. You can obtain funding using multiple means. One of the basic ways is to bootstrap your business, but if cobbling together small amounts from various areas of your personal budget and maxing out your credit cards does not appeal ...
You might have come into contact with certain loan terms. That is if you ever tried obtaining an auto loan, student loan or a mortgage. But when you business loan shop, you need to understand business loan terms and definitions. Because this type of loan includes a lot of specialized languages, this is our topic ...
You may love your home and want to remain there. You may also need remodeling or renovation to make it livable or to meet a change of life. Maybe you need to widen doors to accommodate a wheelchair. Perhaps you need to add a mother-in-law apartment. Perhaps you need to replace your furnishings. One of ...
When you think of military benefits, you probably think of continued health care through the Veterans Administration (VA) hospital or buying cheap groceries at the PX. The VA’s loan program should top your list though. Low rates and zero down requirements make VA loans one of the top benefits available to those in or released from ...
Surprise bills can come up at any time forcing you to need money fast. Before you turn to family and friends, look at your homeownership. You may have a huge savings account you did not even realize you have in your home. It is called your home equity and it can help you to leverage your ...
You have reached that time in life where you feel ready to settle down and live the homeowner’s life. So you want a house. And you want to decorate it. You keep seeing those Wayfair commercials and thinking, “Hey, I have just the place for that.” Then, you realize you do not. Actually, you live ...
Buying a car sounds fun until you start shopping for it. At that point, you realize how much work goes into choosing the make, model and getting the loan for the new or used vehicle. Once you have done your research on vehicles and have determined what you actually want, you need to shop around ...
You might think you already did everything possible to create the perfect budget, but if you have not started using a cash back credit card, you have not yet. You can earn back cash or miles for travel using one of these credit cards. If you just started college, you can potentially get one of ...
Those horror stories you see on the news about someone’s credit card getting stolen and the thief racking up thousands in debt happen every week. Credit card fraud is scary. It does not need to happen to you though. You can protect yourself. As you prepare for the holiday shopping season, you need to prepare ...
