A State by State Guide On the Average Rent Across America

Magnifying glass, wooden blocks with the word Rent, coins and a miniature house.

So many Americans have to deal with the high cost of housing, which does not match up to their weekly or monthly wages. The average employee in the United States earns about $25.70 per hour used to pay for a modest and humble 2 bedroom apartment. This hourly amount is 3 times more than the national minimum wage, which is an average of $7.25 per hour. Some areas of Hawaii, New York City, California, Alaska, Virginia, Washington DC, Maryland, and Colorado have high rental payments. The lowest average rent is in states like Wyoming, North Dakota, Iowa, Wisconsin, Alabama, and Mississippi.

A State by State Guide On the Average Rent Across America

Let us take a look at each individual state and the average monthly rent.

The Average Rent in Oklahoma

In Oklahoma, there is a low cost of living. Residents only need about $16,000 per year to cover basic needs including rent. The median rent in Oklahoma City could cost about $899 per month.


Missouri is a great state to live in and Kansas City especially has a lot of people who relocate from other cities across the United States. The average amount needed for basic needs is about $27,750 annually. The cost of renting a home or apartment is $1,172 per month. For renting a studio, it is about $459.

The Average Rent in Kentucky

The beautiful city of Lexington in Kentucky opens its doors to local residents and people moving from other places. On average, the monthly rent for a house or apartment is about $1,149 per month. For an efficiency or studio, it is $509. Depending on the area, the average annual cost of basic necessities is $24,906.


Phoenix is a great city in the United States to live in. With only $23,205 per year as income, you can cover basic needs. The average monthly rent payment in the city of Phoenix and other large cities within the state of Arizona for a studio apartment has increased by 7% and is $1,145. A one bedroom apartment is going for $1,275.

North Carolina

This beautiful city of Raleigh in North Carolina and the other major cities in the state allow for a decent lifestyle. Monthly, rent is $1,484. You need about $27,563 to cover your basic annual needs.


A two-bedroom apartment in Hawaii would cost $1,880. Hawaii is known for being one of the states with the highest housing cost. So that kind of rent is not unusual. To be able to afford this kind of rent, the renter would have to make $35.20 an hour. This is 4 times that of the minimum wage in the state at $9.25. If you are a family of 4, it means you would have to be a breadwinner making at least $80K per year. For single people, it is $35K per year.

The Average Rent in Maryland

In most parts within the state of Maryland, a two-bedroom home costs an average of $1,780 for renters. The average per hour income for this renter would be $28.27. In Silver Springs, Maryland, the monthly rental payment is an average of $1,620. In the city of Baltimore, the average rental cost is $1,330 per month. For those living in Anne Arundel, the combined yearly income would have to be $99,570.

But, bear in mind that the cost of living in Silver Springs is higher than in the city of Baltimore, even though they are in the same state. This is true for all the states within the United States. There is always going to be an obvious disparity.

States of the United States of America Average Rent
Nebraska In Nebraska, the average rent is $970. You would spend about $21,000 annually for basic needs.
Colorado In Colorado, the median rent per month is $1,480; especially in areas like Denver, Aurora and Colorado Springs. Other rural areas have lower rents.
Indiana The rental payment each month on average in the state of Indiana is $950. However, you can find cheaper rent as you go outside of the city.
Tennessee In Tennessee, the monthly rent on average for the entire state is $997.
South Dakota The second lowest average rent in the United States is in South Dakota at $835 per month.
Rhode Island $1,240 is the median rent paid by residents in Rhode Island.
Iowa If you want to live in the state of Iowa and rent an apartment, you should expect to pay $845 per month.
Connecticut The people in Connecticut pay an average of $1,398 each month for rent.
North Dakota The median rent in North Dakota is $866 per month on average.
Georgia $1,118 is the median rent in the state of Georgia. It also depends on where in the state you live as is the case in most other states.
Oregon To live in the state of Oregon, expect to pay a monthly rent of $1,336 on average.
Alaska $1,299 is the average monthly rent paid by Alaska residents.
Vermont You can expect to pay an average rent of $995 each month in the state of Vermont.
Delaware $1,420 is the median rent paid by residents in the state of Delaware.
New Hampshire The residents of New Hampshire pay an average of $1,289 for rent each month.
Wyoming If you want to relocate to Wyoming, the average monthly rent is $899.
Utah $1,217 is the median rent for those living in the state of Utah.
Montana $990 is the average rent each month for most residents of Montana.
Maine In Maine, most residents pay an average of $1,320 for their monthly rents.
Louisiana Monthly rent in the state of Louisiana is $889 on average.
Nevada The average monthly rent for Nevada is roughly $1,298.
Mississippi $895 is the median rent paid by renters in the state of Mississippi.
Alabama If you want to move to the state of Alabama, you would pay at least $990 per month for rent.
New Mexico $985 is the average monthly rent paid by residents in New Mexico.
New Jersey $1,589 is the average rent that most New Jersey residents pay per month.
Arkansas $798 is the average monthly rent in the state of Arkansas.
North Carolina $1,567 is the average rent per month people in North Carolina pay.
Wiskonsin You can expect to pay at least $983 for rent each month in Wisconsin.
Pennsylvania In Pennsylvania, residents pay $1,140 on average for monthly rents.
Virginia $1.410 is the average monthly rent for most Virginia residents.
Minnesota The average rental payment for residents each month in Minnesota is $1,140.
Missouri The average rental payment for residents each month in Missouri is $1,272
Kentucky The average rental payment for residents each month in Kentucky is $1,149
Maryland $1,780 is the average rent per month for residents in major cities in Maryland.
Hawaii $1,880 is the average rent per month for residents in Hawaii.
Florida $1,459 is the average rent per month for residents in Florida.
California $2,390 is the average rent per month for residents in California.
New York $3,750 is the average rent per month for residents in New York.

The Average Rent in California

In the state of California, the monthly average income is $10,200 and the rent is about $3,5778. An annual amount for basic needs is approximately $28,600. And average earnings of $69,350 annually. In Santa Ana, California, the average rent is $2,390 per month. Ever thought about a loan for rent? This is a possibility that you could consider if you ever get into trouble finding your rent.

New York

It is expensive to live in New York City. But outside of New York, such as New Jersey or Long Island, the average rent is not the same. For example, in Buffalo, New York, the rent is $1,600 per month and in Manhattan, it could go as high as $3,750. To afford living in Manhattan, NY, you have to earn at least $45,442 per year.

The median rent in New York city is $1,700.


Census median rents are influenced by the affordable housing segment. And in some cases are too different compared to market rents. Especially in cities like San Francisco, California where Census-derived monthly rent is around $1,759 and the average rental market rate reaches $3,377 per month. The same is true for Boston, Massachusetts ($1,528 vs. $3,105) and Manhattan, New York ($1,701 vs. $3,750).

The median income in Miami is seriously burdened in comparison to the median rent, which takes more than half away! And who would have thought that burgeoning Miami would be exactly like the still-recovering Detroit?


Florida is a very popular state in the United States to live in. You can earn as much as $6,990 per month and pay a median rent of $1,380. Your annual income could be $82000. And to satisfy our basic needs, you would only require $25,000. Miami is one of the cities preferred by Latin American immigrants. Here, the average rental cost for one person is $ 1,459 per month in average neighborhoods and up to $ 2,200 in more exclusive areas.


The city of Detroit in the state of Michigan, with 675,000 inhabitants, is the largest on the border between the United States and Canada. The average rental cost here is $975.

The Average Rent in Washington

Seattle has less than a million inhabitants. But in recent years, it has become one of the cities with the highest growth in population thanks to the jobs that the technology sector generates; Amazon is based there. In Seattle, the average cost of rent for one person is $ 1,358.


In Houston, the average rental cost for one person ranges from $ 1,278 to $ 1,627. It depends on the area. And a furnished studio for one person can be found for $ 1,315 to $ 1340 per month.

The Average Rent in Illinois

In Chicago, the third-largest city in the United States, the average monthly rental cost for one person ranges from $ 1,590 to $ 2,300 depending on the area.

West Virginia

In West Virginia, the lowest average rent is between $758 and $889 per month. This is almost a third of what it costs to rent an apartment in the state of California.


Boston has a population of 678,000 inhabitants. But its metropolitan area added to its surroundings (Greater Boston) reaches 4.9 million people. In Boston, the average cost of housing for one person is $ 1,809. Massachusetts is one of the most expensive in the nation. Here, the average monthly electricity bill is $ 298.00.

The Average Rent in Washington, DC

Washington DC is not part of any state and depends directly on Congress. Has 680,000 inhabitants but is part of a metropolitan area that includes counties in Virginia and Maryland. Here, the median home rent for one person is $ 1,485 per month.


Every location within the state has different rental payment amounts. For example, Toledo, Ohio residents pay an average of $818 to $898 per month. While in Cleveland, Ohio, the average rent is $945.

Rare Exceptions

The thing is that you can’t even say that the top 10 cities are rare exceptions. More than two-thirds of the cities are moderately burdened by the cost of the rent. This means that the median income occupies between 30 and 49.9% of the median income. So yeah, if you think you pay a lot for rent, you really are not alone. Again, being burdened with the cost of rent doesn’t necessarily mean that you can’t save a few coins.

The Norm

It is normal to compare the cost of living including rent by different states and cities, if you wish to relocate or move from one city or state to the next. It is even essential to do so. The idea is to have a very precise and clear picture of which destination will treat you the best. Remember that it all depends on each person, income, city of interest, the particular apartment you like and other variables.

In Summary

There are ways you can save on rent, no matter where you live within the United States. Need money for rent? You probably were not aware that you can get a loan to finance your rent.


Emergency Eviction Loans to Keep You Home

There are as many reasons for an eviction as there are people to evict. The reasons vary, but they basically come down to two: renters for whatever reason can’t pay the rent, and/or the renter or his/her animals destroyed the structure being rented. Either way, emergency eviction loans are in the cards.

Unfortunately, bad stuff happens all the time. And one of the worst things that can happen is that you lose the roof over your head. However, this can be prevented. We understand that life can catch you off guard, but you need to have a backup plan. ALWAYS. Especially when it comes to keeping your home. You should always budget, and if it’s possible, have extra money put aside for rent, if it comes down to it. But that’s not always possible. And this is where emergency eviction loans come into play. Long story short, if you are here looking for a way NOT to get evicted, you came to the right place. Loanry has your back.

However, if you currently don’t need a loan, and you just came here to find as much as you can about eviction, you’re again in the right place. Loanry’s experts share all their financial knowledge FOR FREE. And if you inform yourself on time, there’s no way you’ll absolutely need a loan to pay your rent. So let’s begin with this lesson.

Reasons For Eviction

Before we get into the legal mumbo-jumbo regarding evictions, let’s go over some of the reasons a renter could be evicted. The most common reason people need money for rent is because they used the rent money to pay medical bills. They had an operation or an accident in which they were injured (work accidents are the most common.) Now they’re frightened and madly need emergency help with rent.

Car accidents are usually the second reason renters need a loan for rent. People need a new or used car to get to work. If they live in rural or suburban areas, a bus or cab isn’t generally an option. Buses don’t run in the country, and you may as well spend the money on a car instead of a cab.

If the insurance money is enough to get a car of some type, all well and good. Sometimes it isn’t. Sometimes the insurance won’t pay, especially if they find you at fault or the car is totaled. You might find yourself in need of emergency eviction loans to pay for a car as well as rent.

Sometimes people are fired from their jobs unexpectedly. Other times a computer glitch messes up the schedule, and you’re only scheduled for three days per week.

It’s an unfortunate fact that singles, couples, and even their kids work two jobs to make ends even fake meeting. When one partner loses a job, the other jobs must stretch to cover what was lost. Most times it doesn’t. This can end up meaning the single’s or family will need help paying rent now. They might need a loan to pay rent.

The First Step In Eviction

The landlord has to terminate your tenancy before he can evict you. This means a written notice must be given to you. Laws vary from state to state, but generally you have 90 days to pay up or move out. This means you have time to catch up on the rent. Emergency eviction loans will help.

If you can catch up on the rent, repair what the dog destroyed, then you can stay. The eviction notice will be canceled, and you won’t go to court at the end of the 90 days. State laws are strict, and landlords must follow them to the letter. If you can’t get a loan to pay rent, the landlord will then file an eviction lawsuit. You must be served with the eviction papers in accordance with state law.

Notice To Quit

The landlord might give you a notice to “quit” or move out for the following reasons:

  • Pay rent or quit. This means you have (in most states) three up to five days to pay up or get out.
  • Cure or quit. If you’re in violation of your rent agreement by making excessive noise or keeping a pet when your rent agreement states no pets, then you have a certain amount of time, usually five to seven days, to “cure” the violation or move on.
  • Unconditional quit. You won’t even have a week to leave. You must leave immediately. This will happen if you’ve repeatedly violated your rent agreement by doing something illegal (drugs,) repeatedly failed to pay rent, or destroyed the place.

No Cause Termination

You could be on time with the rent and not need money for rent, your apartment or house could be in pristine condition, and your habits unobjectionable. Only if you don’t have a fixed-term agreement can your landlord toss you out for no reason at all.

The landlord is required by law, though, to give you enough notice to quit the premises. In most states, 30 to 60 days is the norm. States vary in this regard, so ask a lawyer how much time you have.

If you live in a rent control city, then the landlord has to prove he has just cause to terminate your rent agreement. The laws governing this are called “just cause eviction protection”. Ask a lawyer if your city falls into this category.

An Eviction Lawsuit

If you’ve failed to obtain a loan for rent or fixed the problem for which you’re being evicted, then the landlord must serve you with the proper papers at the proper time. When the legal amount of time has passed, then the landlord will file an eviction lawsuit with the court.

You will be served with the papers which will include the time and date to appear in court. You must appear in court on the date and time. If you don’t, the judge will rule against you.

You might have the judgment set aside if you can prove the landlord

  •  evicted you in retaliation for asking for needed repairs,
  •  not maintaining the property in reasonable living conditions, or
  •  improperly filed and/or served eviction papers

Ask a lawyer for advice in proving these things if they exist.

Escorting You Off The Property

We’re sure you’ve seen people’s belongings out in their yard awaiting their pickup. In most states, this is highly illegal. Following the court order, the landlord will give a copy of it to the sheriff’s office. You will have a set amount of time to remove your things to storage or another living arrangement. The sheriff’s office will come at that time to escort you off the property.

Tenant Rights

We’ve discussed the proper eviction protocol from a landlord’s point of view. However, tenants have rights, too, such as:

  • Proper notice. A landlord can’t just stick a yellow post-it note to the door saying “get out.” Nor can s/he tell a friend to pass on the message or email it to you. S/he must follow the legal pathway to eviction.
  • Time. The tenant must, by law, be given time to respond to the eviction notice, pay the rent, facilitate repairs, or stop doing objectionable things. This is a good time to get emergency eviction loans if you need help paying rent now.
  • Proper filing. The eviction notice must contain the proper details such as the tenant’s name and address, the reason for the eviction such as failure to pay rent, and the name and address of the responsible party to whom rent should be paid.

If these things weren’t done properly and according to your state’s laws, then consult a lawyer. S/he will make sure that you’re not being railroaded and will alert the court that you’re making a good faith effort to make the situation right.

How to Get Out of This?

As scary as those yellow notices taped to your door are, you do have access to resources to get you out of this situation:

  • Pay the rent. Many people max out their credit cards, borrow against their life insurance or their 401k, or borrow from family and friends. This is when you need to check into a loan to pay rent or emergency eviction loans.
  • Repair any damages. If your dog ate something he wasn’t supposed to eat, then take out an emergency help with rent loan to repair the damages.
  • Appeal the eviction. If your landlord improperly or illegally gave you an eviction notice, then appealing it might allow you to stay in your home longer. If you live in private housing, then a civil suit might be brought against the landlord. Public housing offers tenants other routes to appealing the eviction. Check with the U.S. Department of Housing website to find your state’s housing rules and resources.
  • Seek legal advice. Online lawyers will answer your questions for a small fee within 12 to 24 hours.

Renting Without a Lease

It’s possible to rent a property without a lease, but you still retain the rights of a tenant with a written rental agreement. Let’s say a family member owns a property and needs a tenant. You move in. You are now called a tenant at will.

Oral Agreement

It’s called an implied lease when you rent a property without a written agreement. If you pay each month, then you have a month-to-month implied lease. You retain renter’s rights even though nothing is written down.

Notice of Termination

Your desire to terminate your tenancy must coincide with the date you pay rent. This may be due to the need for rental loans, or you’ve located a more desirable property. Whatever the reason for the termination, you must give your landlord proper notice (usually a month). There will be no penalties due to having no written lease.


Almost every landlord, including the landlord of a tenant at will, requires a deposit for cleaning when you move out and for repairing any damages incurred during the rental. Most landlords return the deposit in a timely fashion, although landlords of tenants at will tend to return the deposit sooner than other landlords.

When a Landlord Sells a House a Tenant at Will Rents

There’s almost no greater shock than hearing that the house you rent as a tenant at will is being sold. Images of boxes and suitcases outside the house immediately run through said tenant’s mind. Relax, though, because all is not lost. You have rights, even if the house is being sold.

Talk to the new owner. It’s not many new owners who would toss a renter out when the rent could be put toward their new mortgage payment. Also talk to the present landlord. He might be able to work your tenancy into the contract at closing. You might not need help paying rent now at a new place.

It might ease your mind to know that you won’t be forced to move out when you hear about the sale of the house. Oral agreements, like their written brethren, are protected by law. This means that the new owner must honor the terms of the oral agreement for the time the agreement lasts.

If all else fails, then the owner of the house is required by law to give you at least a 30-day notice of the sale of the house. This varies from state to state, so check with your city or state. If the situation doesn’t suit your circumstances, though, go ahead and secure a need help paying rent loan for a new place.


The circumstances leading to an eviction are scary and frustrating enough. To see that yellow notice taped to your door might seem like the end of the world as you know it. While it might seem that the law is on the landlord’s side, take heart. You have rights as well as resources that can help such as emergency eviction loans.

It’s surprising how many people are unaware of rental loans. Most people go to a bank, their human resources department at work, or they tap into their savings or 401k plan at work when they need emergency help paying rent. Another avenue to help is personal loans, although they can be labeled anything from auto loans to medical bill loans to a loans for rent.