Are Airline Credit Cards Available with the Shopping Trick?
The credit card shopping trick allows you to secure fast credit card approval for store cards. While shopping with select retailers, you’ll receive a popup asking if you want to apply for a credit card. If you accept the opportunity, you may receive an offer of credit instantly. In some cases, the offer is extended without a hard pull on your credit, but that isn’t always the case. Always assume you will receive a hard inquiry and consider it a plus if you don’t with some cards.
If you have bad credit, this trick may appeal to you, but there are some downsides. The cards offered are limited to those backed by select financial institutions, namely Comenity Bank. The big retail stores that you may shop regularly may not offer credit cards with approval through pop-ups, so you may end up with credit cards that you will rarely use. You won’t find many airline credit cards offered if any.
What the shopping card trick may do for you is help you re-establish your credit. So that you can qualify for the airline credit cards you do want. If you open a few credit cards through the shopping trick and then make small purchases and pay them off each month, you can boost your credit score and prove you’re a responsible credit card user. Simply having those accounts open may also increase your available credit. Which can help you achieve a lower utilization rate if you don’t charge them up.
That may open the door to the most lucrative rewards credit cards, which are often offered only to those with high credit scores and limited blemishes on their credit reports.