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Tag: simple credit card

Tag: simple credit card

Cash Back Credit Cards That Have Your Back

You might think you already did everything possible to create the perfect budget, but if you have not started using a cash back credit card, you have not yet. You can earn back cash or miles for travel using one of these credit cards. If you just started college, you can potentially get one of ...

How to Evaluate a Credit Card Offer: Credit 411

You probably get a ton of credit card offers in the mail and via email. Every week another credit card company seems to want you to apply. You are pre-approved, they claim. Ah, but what does this really mean? Pre-approved? It does not necessarily mean they will send you the credit card they advertise. In ...

How to Use Facebook Messenger P2P Payments

Facebook Messenger P2P Payments are part of the increasing need where millennials are leveraging mobile devices in order to make small payments to each other. Facebook now brings person-to-person payments to its Messenger application. What Are P2P Payments? If you want to get technical, every payment can be a P2P payment since every payment involves ...

Avoid These 7 Common Credit Card Mistakes to Save Money

Credit cards enable consumers to make big purchases that they would not otherwise be able to afford, offer convenience by reducing the need to carry cash, have electronic records that make it easy to track spending and identify fraud and can be a simple solution in case of an emergency. Credit cards have also gained ...

Your Ultimate Guide to Credit Card Refinancing

We all have credit cards. Many of us use them, but we do not know the best way to do so. According to USA Today, Americans owe over $1 trillion dollars in credit card debt and that number continues to increase. USA Today states that about 40 percent of those who use credit cards are ...
Pros and Cons of Credit Cards

Pros and Cons of Credit Cards: Swipe?

As with almost everything in life, there are both pros and cons of credit cards. Nothing is quite perfect. The question is do the pros outweigh the con? I do not think that the answer will be the same for each person, as everyone has a different financial situation, different characteristics, different strengths, and weaknesses. ...
Line of Credit vs. Credit Card

Line of Credit vs. Credit Card: Swipe Here or Draw?

When it comes to finances, there are so many terms and definitions that it is easy to get confused. Many of these terms sound similar, and the available definitions on Google often serve to only add to the confusion. Not everyone is a finance guru, so some of us appreciate much simpler definitions. After all, ...