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Tag: Credit shop

Tag: Credit shop

7 Best Personal Finance Books for Beginners: Read On

Budgeting can be hard, no matter how much experience you have. You may have done well in your math courses in school, but personal finance is more complex. It requires you to keep a variety of financial activities in mind. Whether you are a teenager who is just beginning school or your career or someone ...

How to Get Personal Loans for a Large Purchase

You may be thinking of making a large purchase but do not have the financing.  You have exhausted all your savings.  Your friends or relatives are not able to help out with a small term loan.  You, therefore, speak to a financial advisor who tells you that you can apply for a personal loan. Many ...

Do Personal Loans affect your Tax Return?

Many people use personal loans to suit a wide variety of different needs. Some people use them to pay off debt, fund a vacation, or even pay for car repairs. There are many uses of personal loans, which you can easily see if you ever try to get one. This is why the right question ...
The Five C's of Credit

Your A+ Guide to the Five C’s of Credit

There have been a couple of times in my life that loan approvals and rejections have utterly shocked me. I have seen some people with really low credit scores get approved, and some with really high ones get rejected. It seemed so twisted, especially since I grew up hearing that your credit score was the ...
How to Get Pre-qualified for a Personal Loan?

How to Get Pre-qualified for a Personal Loan?

Everyone comes to a point in their lives when he or she needs a loan. It is impossible to own things without having to borrow money in some way. That may be a mortgage for a house, a loan for a car, or credit cards. These are all basically loans. I know finances can be ...

Short Term Loans When You Need It Most

A short-term loan provides you with emergency funding. You have experienced a catastrophic one-time event or a temporary hardship? The loan helps you get by until additional funds are available. Short term loans are offered by a variety of personal loan lenders with myriad requirements. They are an option when you need fast loans and ...
Establish Credit History

How to Establish Credit History When You Have No Credit History?

Young adults and students are often frustrated by the problem of having no credit. It seems unfair, but almost every business or service requires a good credit rating before you can purchase their goods or services. Up to a few years ago, the young and students had no recourse but to use Mom’s and Dad’s ...
No Hard Credit Check Loans

How Do No Hard Credit Check Loans Work?

What Are Some No Hard Credit Check Loans? Traditional unsecured personal loans online will require a credit check and your credit score is an important part of the process, but there are options for no hard credit check loans. Payday Loans: This is the leading type of personal loans that don’t require a credit check. You can find ...