Maybe you have a side talent that you utilize to make money. If you have the ability to tutor, babysit, pet sit, or have any additional services you would like to offer at a cost, consider doing this before taking out the loan. This can save you tons in interest repayment, and you can generate a second source of income which could not only pay off the wedding ring you desire for your partner but help you financially in the months following. If you are crafty and creative, you can also use your talent to make things and sell them to customers at your leisure. Things like custom shirts, door hangers, and other neat home decorations are a hot commodity and provide a solid source of income.
Many engaged couples find themselves taking on second jobs temporarily as a way to edge out their wedding costs and eliminate any debt before the wedding. Instead of taking a shift job, maybe you could join a direct sales company as a consultant selling products such as bags, make-up, or jewelry to friends, family, and the local community for additional money. These jobs are no longer just for stay-at-home moms and have provided a solid additional income for men and women everywhere over the last few years.